Documents | Individual | Non Individual |
---|---|---|
Customer to provide | 1) KYC Documents - ID and Address proof along with telephone bills etc,2) Income documents - Latest 3 months salary slip / last 2 years ITR,3) Banking documents - 3 months bank statement (salary account/ primary account) |
1) Company Proof - Company Registration, Company PAN Card, Partnership Deed in case of Partnership Firm, In case of company - MOA, AOA, Complete Financials, Main Banking (3 Months Bank Statement), Company's2) Address Proof - Telephone Bills, Proprietor /Partner/ Director's KYC Documents - ID and Address Proofs along with Telephone Bills etc. |
Dealer to provide | i) Evaluation sheet with Performa Invoice. ii) Certificate iii) Valid Insurance Copy iv) RC Copy v) Margin money receipt |
* Sanctioning of loan is purely based on Banks discretion.
* Eligibility criteria and Documents required may change based on banks requirements.
Salaried | Self Employed | |
---|---|---|
Age | Min 25 – Max 58 years EOT | Self Employed – Min 28 – Max 65 years EOT |
Income | Rs. 2 Lacs | > Rs. 2.5 Lacs |
Banking | 3 Months banking, Cheque bouncing not exceeding 1 time | Self Employed – 6 months banking , Cheque bouncing not exceeding 2 times |
LTV | 75% | 70% |